About Us
Your Stronghold in an Uncertain Financial World
At Refuge Financial Services, we believe peace of mind shouldn’t be a luxury — it should be a part of every financial plan. Whether you're an entrepreneur, investor, or family steward, our goal is to help you protect what you've built, reduce what you owe, and maximize what you keep.
With over two decades of entrepreneurial and technical experience, we understand the complexity behind running a business and managing wealth. Our services are built for real life, not just the ideal spreadsheet.
Meet the Owner: Stephen Bentley
Enrolled Agent | Main Street Certified Tax Advisor | Entrepreneur
Hi, I’m Stephen Bentley, and Refuge Financial Services is more than a business — it’s a mission born from experience.
Over the last 40 years, I’ve been a software entrepreneur and operated several businesses, including an award-winning KOA campground.
I’ve dealt with the same things my clients deal with every day: cash flow pressure, payroll, growth decisions, unexpected tax bills, equipment purchases, bookkeeping headaches, and the constant challenge of trying to build wealth while keeping the IRS satisfied.
That experience is what pushed me into tax strategy and advisory work. I realized many business owners weren’t lacking work ethic or profitability — they were lacking proactive guidance. Most were getting reactive tax preparation after the year was already over, instead of strategic planning while decisions could still make a difference.
When I’m not helping clients build wealth, you’ll find me gardening or hiking with my wife, playing with our grandson or our German Shepherd, Heidi.
Our Mission
To be a steadfast stronghold for individuals and small businesses — protecting wealth, minimizing taxes, and empowering our clients to build a secure and prosperous future. With strategic guidance and unwavering support, we help you turn tax savings into generational strength.
Our Vision
To redefine what financial resilience looks like by blending technology, strategy, and transparency — helping individuals and businesses gain clarity, confidence, and lasting peace of mind.
Stephen speaking at an event on purposeful giving and legacy planning.
Life-Changing Tax Savings Await
Tax Strategy Beyond Filing—Empowering Your Financial Growth
At Refuge Financial Services, tax savings aren’t about "getting by"—they’re about building lasting wealth. Our tax strategies are designed to go beyond filing your returns—they empower you to take control of your finances, reduce liabilities, and set the stage for a strong financial future.
